How We Help
INDIVIDUALS Budgeting – Assess income and expenses and your ability to fund immediate needs and long term goals. Emergency Savings – Determine appropriate amount/type of savings required in the event of income interruption or job loss. Debt Management – Differentiate between “good” and “bad” debt and provide a plan to help you become debt-free. Insurance- Review existing coverage to ensure policy types and costs are sufficient and appropriate to your needs. College - Estimate the cost of college and provide strategies for saving and financing an education. Retirement – Determine how much you need to retire comfortably and the best strategy for saving enough to retire. Investments – Assess your wealth accumulation goals, risk tolerance and time horizon and recommend an appropriate asset allocation strategy to meet each goal. Estate – Ensure your assets pass properly and with minimal loss. Includes financial and medical power of attorney, guardian trust for parents of minors and review of beneficiary designations Annual Review - Track and monitor goals and recommend adjustments as needed. |
BUSINESSES Financial Education Seminars – Seminars can be done on-site or via internet based web presentations. They serve an important role for retirement plan fiduciaries by providing financial and investment education to help participants make informed financial decisions.
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